Two-Wheeler Loan at EMIs you can afford

Ride out today. Pay at your pace.

Get up to 100% on-road price funding for your new bike, scooter, or EV. EMIs starting at just ₹999/month from verified lenders.

7.99%

Rates starting from

100%

On-road funding

₹999

EMI starting from

0%

Down payment possible

Check your eligibility
No CIBIL impact
2-min check

Why Credrace

Dealer financing vs Credrace. The numbers speak.

Dealership finance desks earn commissions on high rates. Credrace shows you every option available so you pick the cheapest one.

Save up to ₹12,000

Average savings on a ₹1.5L loan over 3 years vs dealer financing

30+ lenders
10,000+ borrowers
RBI-registered
Single bank
Via Credrace
Lenders shown
1-2
10+
Interest rate
12-14%
7.99%
Down payment
10-20%
As low as 0%
Processing fee
₹2,000+
From ₹500
Hidden charges
Often added
None, full breakdown
Time to approval
1-2 days
Same day

What you get with Credrace

Up to 100% on-road price financing. No need to drain your savings for a down payment.

EMIs starting at just ₹999/month. Pick a tenure that fits your monthly budget.

Available for new bikes, scooters, and electric vehicles from all major brands

Minimal documentation. Aadhaar + PAN is often enough to get started.

No income proof needed for loans under ₹1 Lakh with select lenders

See the total cost upfront including processing fees, insurance, and EMI schedule

Loan details at a glance

Interest rate7.99% – 14.00% p.a.
Loan amountUp to 100% on-road price
Tenure1 – 4 years
Processing fee₹500 – ₹2,000
Down paymentAs low as 0%
Disbursement timeSame day – 3 days

FAQs

Common questions

Clear answers. No jargon. If you need more help, our team responds within 2 hours.

Ready to get your best rate?

Free forever. Takes 2 minutes. No impact on your CIBIL score.