Personal Loan with instant approval

Need funds fast? Let banks compete for you.

Medical bills, wedding, renovation, or travel. Get the lowest personal loan rate from 30+ banks with approval in as little as 4 hours.

10.25%

Rates starting from

₹40L

Max loan amount

4 hrs

Fastest approval

0

Collateral needed

Check your eligibility
No CIBIL impact
2-min check

Why Credrace

Your bank charges what it wants. We show you what's fair.

A single bank has no reason to give you their best rate. When 30+ lenders compete on Credrace, you always get a better deal.

Save up to ₹1.2 Lakh

Average savings on a ₹10L loan over 5 years vs single-bank offer

30+ lenders
10,000+ borrowers
RBI-registered
Single bank
Via Credrace
Lenders compared
1
30+
Interest rate
14.5%
10.25%
Approval time
3-5 days
4 hours
Processing fee
2.5%
As low as 1%
CIBIL impact
Hard inquiry
Soft check first
Hidden charges
Varies
Full breakdown shown

What you get with Credrace

No collateral or security required. 100% unsecured loan from verified lenders.

Disbursal in as little as 4 hours with select digital lenders on our platform

Use the loan for anything. Medical, travel, wedding, renovation, or debt consolidation.

Flexible tenure from 12 to 60 months. Pick an EMI that fits your budget.

See the full cost breakdown upfront. Processing fees, interest, and total payable.

Your dedicated manager handles lender coordination and paperwork for free

Loan details at a glance

Interest rate10.25% – 16.00% p.a.
Loan amount₹50,000 – ₹40 Lakh
Tenure1 – 5 years
Processing fee1% – 2.5%
Prepayment charges2% – 4% (varies by lender)
Disbursement time4 hours – 3 days

FAQs

Common questions

Clear answers. No jargon. If you need more help, our team responds within 2 hours.

Ready to get your best rate?

Free forever. Takes 2 minutes. No impact on your CIBIL score.