Home Loan at the best rates in India

Stop settling for one bank's rate. Make 30+ banks compete.

Compare home loan offers from India's top banks and housing finance companies. Pick the lowest rate. Save lakhs over your tenure.

8.25%

Rates starting from

₹5 Cr

Max loan amount

30 yrs

Longest tenure

0

Bank visits needed

Check your eligibility
No CIBIL impact
2-min check

Why Credrace

One bank gives you one offer. We give you thirty.

When you walk into a single bank, you accept whatever rate they offer. With Credrace, 30+ lenders compete for your business. You pick the winner.

Save up to ₹8.5 Lakh

Average savings on a ₹50L loan over 20 years vs single-bank offer

30+ lenders
10,000+ borrowers
RBI-registered
Single bank
Via Credrace
Banks compared
1
30+
Interest rate
9.15%
8.25%
Processing fee
₹10,000+
Negotiated lower
Approval time
2-3 weeks
5-7 days
CIBIL impact
Hard inquiry
Soft check first
Dedicated manager
No
Yes, free

What you get with Credrace

Compare real-time rates from SBI, HDFC, ICICI, LIC HFL, Bajaj, and 25+ more lenders

Zero prepayment penalty on floating rate home loans across all partner lenders

Tax benefits under Section 80C (principal) and Section 24(b) (interest) applicable

Balance transfer facility if you already have a loan at a higher rate

Dedicated relationship manager handles your paperwork end-to-end

Track your application status in real-time from submission to disbursement

Loan details at a glance

Interest rate8.25% – 9.50% p.a.
Loan amount₹5 Lakh – ₹5 Crore
TenureUp to 30 years
Processing fee0.25% – 0.50%
Prepayment chargesNil for floating rate
Disbursement time5–10 working days

FAQs

Common questions

Clear answers. No jargon. If you need more help, our team responds within 2 hours.

Ready to get your best rate?

Free forever. Takes 2 minutes. No impact on your CIBIL score.