Your loan.
30+ banks racing
for the best offer.
One application. Personalised offers from HDFC, SBI, ICICI and 27 more. Pick the lowest rate. We handle everything else.
Your matched offers
3 lenders competing
HDFC Bank
Best Rate
Rate
10.50%
EMI
₹33,614/mo
Up to
₹45L
ICICI Bank
Quick Approval
Rate
8.50%
EMI
₹34,200/mo
Up to
₹45L
SBI
Highest Amount
Rate
8.40%
EMI
₹33,890/mo
Up to
₹50L
You could save ₹3.2 Lakh
compared to going to a single bank
No CIBIL score impact
Soft check only
Why Credrace
We turned the loan process upside down
See how the old way of getting a loan compares to the Credrace way.
0+
bank visits
0
bank visits
Stay home. We bring the banks to you.
0+
days waiting
0
minutes
From weeks of follow-ups to instant results.
0
offer, take it or leave
0+
offers competing
Banks compete. You pick the winner.
Hidden
charges & fees
100%
transparent
Every rupee explained before you sign.
The Credrace advantage
Zero CIBIL impact
We analyse your profile against historical approvals. No hard inquiry. Your score stays untouched.
Dedicated loan manager
A real person handles your case from eligibility to disbursal. You never have to chase anyone.
30+ lender network
Top banks and NBFCs on one platform. SBI, HDFC, ICICI, Bajaj, Tata Capital, and more.
2-minute eligibility
5 questions. No documents upfront. See what you can get before you commit to anything.
Free. 2 minutes. No documents needed.
Loan Products
See what you save with Credrace
Banks compete on our platform. You get rates that beat what you'd find walking into any single branch.
Three steps to your
best loan offer
No branch visits. No middlemen. Just a smarter, faster way to get your loan.
Tell us what you need
5 questions. Under 2 minutes.
Answer quick questions about your loan type, income, and city. No documents required. No hard inquiry on your CIBIL score.
Watch banks compete
30+ lenders. One dashboard.
Our engine matches your profile instantly. See every offer side-by-side with rates, fees, EMI, and total cost. Completely transparent.
Get your money
Pick an offer. We handle the rest.
Choose the best offer. Your dedicated loan manager handles all paperwork and follow-ups. Disbursal happens within 24 to 48 hours.
Loan approved
₹48,50,000
Best rate
8.25%
EMI
₹38,420/mo
Tenure
20 yrs
No signup needed. See results instantly.
Trusted by thousands
Numbers that speak for themselves
0+
Borrowers served
and growing every day
0+
Lending partners
top banks and NBFCs
₹0 Cr+
Loans facilitated
across all loan types
0.0/5
Customer rating
based on 2,400+ reviews
Customer stories
Real results from real borrowers
Every number below is a real outcome from someone who used Credrace.
₹3.2 Lakh
saved in interest
“Compared 5 home loan offers. Every fee visible upfront. No surprises, no hidden charges.”
Customer from Hyderabad
Home Loan
24 hours
to approval
“Applied in the evening, got approved next morning. Zero branch visits. The manager handled everything.”
Customer from Hyderabad
Personal Loan
Zero
spam calls
“First-time borrower. Credrace made it simple. Everything explained clearly, and nobody called to push unnecessary products.”
Customer from Hyderabad
Two-Wheeler Loan
₹1.8 Lakh
saved via transfer
“Didn't even know balance transfer was an option. Moved my home loan and saved ₹1.8 Lakh on remaining tenure.”
Customer from Hyderabad
Balance Transfer
3 days
to disbursal
“Applied Thursday evening. By Monday, funds were in my account. The speed was unreal for a business loan.”
Customer from Hyderabad
Business Loan
100%
transparent
“The rate I was quoted is exactly what I got. No hidden charges. Finally, a process I could trust.”
Customer from Hyderabad
Personal Loan
FAQs
Got questions?
We have answers.
Everything you need to know about how Credrace works, your data, and the loan process.
Credrace is free.
Forever.
We never charge borrowers. Not today, not ever. Here's why.
₹0 to you. Always.
We never charge borrowers. Not now, not later. No hidden fees, no premium plans.
Lenders pay us
Banks and NBFCs pay Credrace when a loan is successfully disbursed. That's our business model.
Our incentive is your success
We only earn when you get a great loan. So we're always working in your interest.
Takes 2 minutes. No signup required.